What is HMO?
A Health Maintenance Organization (HMO) is a type of health insurance plan that provides comprehensive medical services for a fixed premium. Instead of paying out-of-pocket for every medical need, members gain access to a wide network of hospitals, clinics, and doctors.
HMOs cover services such as:
- Preventive care and check-ups
- Emergency and hospital confinement
- Diagnostic and laboratory tests
- Specialist consultations
- Surgery and treatments
Your home is likely your most valuable asset, and protecting it is essential. At Rusella Insurance Services (RIS) Insurance, we offer a range of home insurance policies to meet your needs, whether you're a first-time homeowner or have been living in your house for years.
- Our policies cover everything from property damage to theft, and we work with you to customize your coverage to meet your unique needs.
- Our team of experienced agents is dedicated to providing exceptional customer service and helping you find the best possible policy for your home.
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