Life and Non-Life Insurance
At Rusella Insurance Services (RIS), we provide a full range of life insurance and non-life insurance solutions designed to protect what matters most. Our life insurance coverage includes health protection, group life, and personal accident plans that ensure financial security for individuals, families, and employees. On the other hand, our non-life insurance products cover essential needs such as car insurance, property insurance, and fire protection, giving you reliable protection against unexpected risks and losses.
Whether you’re securing your family’s future, protecting your employees, or safeguarding your assets, RIS delivers personalized, affordable, and dependable insurance services tailored to your needs and budget.
LIFE ASSURANCE
At Rusella Insurance Services (RIS), we understand that protecting your future means protecting the people you love. Our life insurance plans are designed to provide financial security and peace of mind during life’s uncertainties.
- Group Life Insurance – Ideal for cooperatives and companies, this coverage ensures employees and members are financially protected. It often includes mortuary benefits, giving families immediate support during difficult times.
- Personal Accident Insurance – Accidents can happen anytime. This plan offers financial protection against accidental injury, disability, or death, ensuring that you or your family receive assistance when it matters most.
- Health Insurance (HMO Coverage) – Access to accredited hospitals, clinics, and doctors for consultations, preventive care, emergency services, and hospitalization. Flexible and customizable, our health insurance can also cover pre-existing conditions for group accounts.
NON-LIFE INSURANCE
At RIS, we understand that protecting your assets is just as important as securing your health and life. Our non-life insurance solutions in the Philippines are designed to safeguard your property, vehicles, and business from unforeseen risks—giving you peace of mind and financial security.
- Car Insurance – Accidents, theft, or damage can happen anytime. With RIS car insurance, you’re covered for repairs, third-party liabilities, and emergency assistance. We provide reliable and affordable protection so you can drive with confidence.
- Property Insurance – Whether it’s your home, office, or commercial space, RIS property insurance protects your investments from risks such as theft, natural disasters, and accidental damage. Tailored to your needs, this coverage ensures that your property remains secure no matter what.
- Fire Protection Insurance – Fire can cause significant financial loss in an instant. Our fire insurance plans cover damage to buildings, equipment, and valuable assets, helping you recover quickly and minimize business or personal disruptions.
